Own your tools. Don't rent them.
Most budgeting apps charge you every month to look at your own money. Most templates break the first time you touch the wrong cell. These are neither.
| HonestMonth apps | Subscription apps | Spreadsheet templates | |
|---|---|---|---|
| What you pay | $3–$20, once | $60–$120 every year | One-time |
| Where your data lives | ✓ On your device | On their servers | ✓ Your file |
| Works offline | ✓ Always | Rarely | ✓ Mostly |
| Breaks if you click wrong | ✓ Can't, it's an app | ✓ No | One deleted formula |
| Setup | Minutes, guided | Account, sync, permissions | Hours of instructions |
| When you stop paying | ✓ Still yours, forever | Locked out | ✓ Yours |
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From the blog
All posts →Practical guides from the people who build the apps.
Built on three stubborn opinions
One tool, one job
Nobody abandons a budget because it lacked features. They abandon it because it had forty tabs. Every app here does one thing well and leaves the rest out on purpose.
Real months aren't tidy
Bills land late. Paydays move. February happens. These tools are designed around the messy version of your life, not the idealized one, so a bad week never breaks the system.
Your numbers are nobody's business
No account, no cloud, no analytics. Everything runs offline in your browser and your data never leaves your device. We couldn't look at it if we wanted to.
From checkout to using it: about 10 minutes
Buy on Etsy
Checkout on Etsy, and the download is on your purchases page straight away.
Open the file
No install, no signup. It opens right in your browser, even offline.
Follow the quick-start
Clear, step-by-step setup instructions included with every app.
Enter your numbers
The dashboards populate around them. That's it, you're running.
Try one before you pay for one
Simple Budget is free and always will be. It is the same kind of app, built the same way, so you can see exactly how these work on your own numbers before you spend anything. Download Simple Budget.
Questions, answered
What exactly do I get?
A digital download: the app files plus a quick-start guide. Nothing ships physically, and there's nothing to install. The apps run right in your browser, even offline.
Is this a subscription?
No. You pay once and own it forever, including any updates to that version.
Where does my data live?
On your device, full stop. These are offline tools: no account, no cloud, no one looking at your numbers but you.
Can I try one before I buy?
Yes. Simple Budget is free, with no account and no email, and it is built exactly like the paid ones. Set it up on your own numbers and you will know within an evening whether this way of working suits you.